Welcome to PA Housing Finance Agency

NOTE: This list changes periodically based on site usage.

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K-FLEX Loan

Our K-FLEX loan provides downpayment & closing cost assistance and home improvements & repairs.

PENNVEST Homeowner Septic Program

Sewer Repair Help

Help is available for sewer & septic repair or replacement. Apply for assistance with our PENNVEST Program.

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Up to $6k in Assistance

You may qualify for up to $6,000 in down payment assistance to buy a home. Find out how.

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Forgivable Loan

K-FIT is a loan forgivable in 10 yrs with downpayment & closing cost assistance.

photo of a senior citizen living in a rental housing property renovated with funds from PHFA

Carbon County

Meet Jim from Jim Thorpe. He lives in an affordable apartment renovated with the help of PHFA.

COVID Assistance

COVID related hardship? Help is available thru the PA HAF. Note: Applications are on pause status.